Citizens Equity First Credit Union or the CEFCU offers one of the best Auto loan deals for the customers. Here is the whole list of the different loan rates for different kind of automotive vehicles.
Cefcu Auto Loan Rates
Different Loan rates are applicable for different vehicles. Here is the full list.
Rate List for Standard Vehicle
| Model Year | LTV* < = 100% | Standard Term (Months) | Monthly payment per $1,000 |
| 2020 & Newer | 2.49% | 66 | $16.23 |
| 2019 | 2.54% | 66 | $16.25 |
| 2016-2018 | 2.64% | 60 | $17.81 |
| 2015 | 2.94% | 60 | $17.94 |
| 2014 | 3.14% | 60 | $18.03 |
| 2013 | 4.04% | 48 | $22.60 |
| 2012 & Older | 6.54% | 36 | $30.67 |
Rate List for Boat & Recreational Vehicle
Vehicles Made in 2018 or later
| Dollar Amount | Maximum Term | APR* | Monthly Payment Per $1,000 |
| $2,500–$10,000 | 6 Year | 5.50% | $16.34 |
| $10,001–$25,000 | 10 Year | 5.50% | $10.85 |
| $25,001–$50,000 | 15 Year | 5.50% | $8.17 |
| $50,001–$1,000,000 | 15 Year | 5.24% | $8.03 |
Vehicles Made in 2017 & Earlier
| Dollar Amount | Maximum Term | APR* | Monthly Payment Per $1,000 |
| $2,500–$10,000 | 6 Year | 6.00% | $16.57 |
| $10,001–$25,000 | 10 Year | 6.00% | $11.10 |
| $25,001–$50,000 | 15 Year | 6.00% | $8.44 |
| $50,001–$1,000,000 | 15 Year | 6.00% | $8.44 |
Rate List for Motorcycles
Motor Bikes made in 2018 or later
| Dollar Amount | Maximum Term | APR* | Monthly Payment Per $1,000 |
| $2,500–$15,000 | 4 Year | 7.99% | $24.41 |
| $15,001–$1,000,000 | 5 Year | 6.99% | $19.80 |
Motor Bokes made in 2017 or earlier
| Dollar Amount | Maximum Term | APR* | Monthly Payment Per $1,000 |
| $2,500–$15,000 | 4 Year | 8.99% | $24.88 |
| $15,001–$1,000,000 | 5 Year | 9.99% | $21.24 |
In case you have any question or suggestion, you can contact the customer support anytime @ 1.800.542.3328
Calculators to plan your Next Car Loan :
