Let me clearly guide you and help you in choosing the best Insurance for all the new immigrants in Michigan.
As you know, This blog is dedicated to help people based on the personal experiences and extensive research, so it will not have any paid promotion, Neither I will post an affiliate link to get discounts and earn commission. I will elaborate the details and I am sure, you will definitely agree and follow what is recomended in the article.
Challenges for New Immigrants Car Insurance in Michigan
If you are reading the article in advance before coming to Michigan then probably you will face the below issues :
1. No Credit History / No Driving History
The USA rule is different, especially if you are coming from an Asian Country like India, Japan or China, where you do not pay as per the driving history, but you pay for the vehicle. Here, the insurance premium is driven by an individual driving history. If you are a new driver, then the premium will be relatively higher and you will have no proper platform to see what premium you have to pay.
2. No Prior Insurance to move out from even if you have driving history
You might think that this is obvious and goes in sync with point number one of not having driving history. But just think like that some people use their international driving license and drives the vehicle in Michigan. They are not building their riving history and they are not having any insurance to port out from. So, as soon as you arrive in Michigan, do not rely on International Driving license issued from your country for a long stay. Better you get the Michigan Driving License as soon as possible.
There is also a possibililty that you are driving a rental vehicle and you are not getting yourself insured specifically because your rental company is taking care of the vehicle insurance, then in that case when you are planning to buy a new car, there is no insurance that will consider that you are moving out from one insurance
Best Insurance for New Immigrants in USA (Personally Tested and Used)
I researched multiple companies, contacted many agents and concluded that AAA is undoubtedly the best insurance to start with. People recommend Progressive, Liberty and others but genuinely when you get the AAA quotation being the new driver in Michigan, you will definitely go with them.
It is interesting to know that some group insurance companies might be cheaper but they will be either 5-7 % cheap in value but the benefits you get with AAA are far more better than saving 5-7%.
Here is what I personally like about AAA and why I recommend this to you
- AAA offers Unmatched price and premium payment for a new Immigrant.
- The AAA membership will cost you 50 Bucks per person but will give you many benefits including roadside assistance and various discounts. For example, you can get AAA membership discount in Henry Ford Museum.
- If you have any query or concer, you get a Good Customer Support for quick assistance.
- You can group your Renters and Car Insurance together and get great discount.
Important Tip – Here is how to Buy AAA Insurance in Michigan that will hep you save money.
Signing Off
Instead of giving 5 different names and confusing you, here is what I personally have opted for. Unlike other blogs or websites which use affiliate marketing for earnings, we just rely on your satisfaction. Purpose of this blog is to solve your problem. When I came to USA, I had limited people to guide but I will ensure you will not face this issue.
Also Read : Suburban Nissan of Farmington Hills Reviews
