The Emotional Journey of Tata Indica – The First Indian Car

Ratan Tata At Tata Indica Assembly Line Official Launch pic

Tata Indica was the first car that was completely made in India. From technology to parts, they were all built under the Tata Motors Brand. Though there was a time, this Tata car was just an option. But now, it genuinely makes every Indian, especially the 90s Indians nostalgic.

the launch of tata indica
the launch of tata indica
Ratan Tata Driving First Tata Indica
Ratan Tata Driving First Tata Indica
Ratan Tata At Tata Indica Assembly Line Official Launch pic
Ratan Tata At Tata Indica Assembly Line Official Launch pic

Tata Indica was Launched in 1998 by Philantropist Ratan Tata Ji. Since then, there have been different generations of the car which were made available for the public.

Tata Indica Evolution from Generation to Generation

Since its first launch, the car has been upgraded regularly to meet the customers expectations. Being a 90s kid, i saw Maruti 800 as the common man’s vehicle. Then it was a time when Wagon R, Santro & Indica were the sensation. Though that time personally, i was never keen of the Tata Indica, but now when i see back, i realise thay what Tata gave to India was not just a car, but a million jobs to Indians, a vision to build Indigenous product, a change in the thought process, a hope of light for the Indian companies. This was what Tata did and for us it was just a car. Nevermind, but now Tata is an emotion and definitely for me my Future Cars will be Tata Always.

Let us now see how the Car has updated the features

First Generation

Tata Indica first generation 1998
Tata Indica first generation 1998
First Gen Indica 1998
First Gen Indica 1998
Indica Old Interior 1998 original photo
Indica Old Interior 1998 original photo

First Tata Indica was launched On 30 December 1998, It was the most modern car ever to be designed by an Indian company. Initially introduced with the caption “More car per car,” the ad campaign focused on roomy interiors and affordability. Within a week of its unveiling in 1999, the company received 115,000 orders. Within two years, the Indica had become the number-one car in its segment.

Production1998–2001
AssemblyPune, India
Designed ByI.DE.A Institute, Turin Italy
Engine Carburetted, inline, naturally aspirated (475DL)
1.2-L I4 (petrol)
1.4-L I4 (petrol)
1.4-L I4 (diesel)
GearboxManual
Width1,665 mm
Length3,690 mm
Tata Indica First Generation Specs

Other cool Features included :

  1. Power steering
  2. HVAC – heater, ventilation, and air conditioning
  3. Turbocharger and intercooler
  4. Alloy wheels
  5. Power windows
  6. Central locking with remote keyless entry
  7. Ventilated disc brakes
  8. Four-spoke steering wheel
  9. Tinted windscreen
  10. Powerful fog lamps
  11. Rear spoiler with integrated LED stop (brake) lamp
  12. Luxurious beige/black interiors
  13. Night-adjust rear-view mirror
  14. Chrome tip on silencer, chrome lining on grill and bonnet
  15. Audio warnings – driver/passenger seat belt warning, door open warning
  16. Tachometer (selected models)
  17. Child lock on rear doors (selected models)
  18. Alloy pedals

Second Generation – Indica V2

Tata Indica V2
Tata Indica V2
Tata Indica V2 Interior
Tata Indica V2 Interior

The immediate successor of First Generation Indica was the Indica V2. The First Generation Indica was not a perfect and Tata Motors tried to fix the flaws for better customer satisfaction in Indica V2. While the Indica V2 was in the market, the Indica First Generation was also sold in parts of the country,

Production2001–2008
AssemblyPune, India
Designed ByI.DE.A Institute, Turin Italy
Engine Direct Injection, inline, turbocharged, intercooled (475DL TDI)
1.2-L I4 (petrol)
1.4-L I4 (petrol)
1.4-L I4 (diesel)
GearboxManual
Width1,665 mm
Length3,690 mm

Indica V2 Fixed the following problems which existed in Indica First Generation.

  1. Indica V2 gave better Quality of bumpers, dashboard, suspension, gearshift, electricals, etc. as compared to first generation
  2. Indica diesel lacked performance because the Engine Was natural aspirated. The Indica V2 came with the Turbo Engine.
  3. The 1.4 litre 53 bhp engine was underpowered because the car was too heavy.
  4. The Height of steering was positioned in a better way.
  5. Build quality was improved with the Version 2.

Third Generation – Indica Vista

Tata Indica Vista
Tata Indica Vista
Tata Indica Vista Interior
Indica Vista Interior

Indica Vista was the third major change what was done to keep the market presence of the Tata Indica. The car got a major style enhancement, but with the touch of original Indica was still alive. The Vista was initially offered with the following four engines- a 1.2 petrol, a 1.4-litre ‘DICOR’ diesel, a 1.3-litre ‘Quadrajet’ diesel, and a 1.4-litre petrol. The turbo-diesel, however, was discontinued in 2010 due to BSIV emission norms. Apart from the DICOR motor, all the engines were sourced from Fiat.

On 23-8-2008, the indica vista was launched. It is much bigger than the normal indica. The driving position is fully adjustable. This car is famous in India because of it’s fiat engines. This is one of the luxirious hatches in India. Even this car is sold in England.

Tata Indica Features 2008
Tata Indica Features 2008

In 2009, the tata indica crossed 10 years from the date of launch. So, it had lauched the limited edition indica vista which had new alloys, black roof and all golden coloured badges. After a few months, they even changed this variant and they added a golden colour with new upholstery with the same black roof.Now tata has also lauched the aura+ variant with the abs and airbags in 2010 and has also launched the tata indica vista drivetech4/euro 4 emissions norms. The electric tata indica vista known as the ‘EV’ is now also sold in spain and has received more than 500 orders in a very short period.

BAD BITS OF THE INDICA VISTA

1.Supension gets clunky over bumps sometimes.
2.Pedals are a bit akwardly placed.
3.Air con takes long time to cool the car when parked in bright sunlight.
4.Not very exciting to drive.
5.Interior quality needs to be upgraded.

Production2008–2015
AssemblyPune, India
Designed ByI.DE.A Institute, Turin Italy
Engine Direct Injection, inline, turbocharged, intercooled (475DL TDI)
1.2 L Safire I4 (petrol)
1.4 L Safire I4 (petrol)
1.4 L TDI I4 (diesel)
1.3 L Multijet I4 (diesel)
GearboxManual
Width1,695 mm
Length3,795 mm

Tata Indica Engine Options

Tata Indica Vista Specifications
Tata Indica Vista Specifications

After the Tata Indica, Tata has launched Bolt, Zest on the similar platform. Now there Tata Tiago rules the small segment cars. The Tata cars give the best quality in their segment. Now after acquiring the JLR, Tata is building cars of the Jaguar Land Rover platforms and making them available in the Indian Market.

Also Read : How the Auto Industry will impact the Share prices of Banking Shares.

How the Car loan will impact Banking Shares in Coronavirus

How the Car loan will impact Banking Shares in Coronavirus

Coronavirus has undoubtedly impacted the Global Economy and none of the sector has escaped from it. There is something critical which is not getting noticed. This is not just limited to one country. Definitely this logic applies to the whole world.

Suggested Read : Points to Keep in Mind if you are puchasing car during Coronavirus time.

How the Car loan will impact Banking Shares in Coronavirus
Car Loan And Banking Shares in Coronavirus

How the Car Loan in Coronavirus time will impact Banking Shares

I will not write any general content here, rather will ask you one question. How many people you know buy a car on full payment and how many take a loan for their vehicle purchase.

As per our data, almost 80% of the people get a finance on their cars. Now when the Coronavirus is hitting the cash flow and people are loosing out their money, there will be cases where the people won’t be able to pay their monthly loan instalments, which will definitely impact the bank’s revenue. Bank shares will definitely fall to distribute the loss within every shareholder.

To understand the impact, we gathered a data of the Cab drivers of New Delhi. Majority of the cab drivers purchased their car on monthly loan instalments . They had a plan that they will be earning their livelihood and will be paying for their car loan. Now with the virus and lockdown, nobody is using the public transport and they have no hope that they will be paying their EMI.

Now the big trouble is that banks will see a lot of such cases where people will not be paying their loan amount back. Undoubtedly they will compensate the loss from the shareholders.

If you are planning to buy banking stocks and you are thinking that you will make good money, then you must keep in mind that this price is not the bottom. Even more dips are expected in banking stocks.

Must Read : Important tip to know when you apply for any loan next time. Most of the loan lenders will not disclose about this charge.

Buying a Car during Coronavirus : Important things to keep in mind

Coronavirus Pandemic is shaking people & industries Not only in USA but across the globe and Auto industry is also affected. The Auto makers are reporting a decline in their sales. The interesting thing to note is that people are still in doubt if they should purchase their car now or do they need to wait.

Planning to buy car. Keep this in mind

Buying a car during Coronavirus

Coronavirus is changing the way world was running. It has also changed the way people buy car or other automotive vehicles. As a customer, it is very important to understand if buying your car will be a good decision this time. Let us see this further.

Important things to keep in mind if you are buying a car during Coronavirus Pandemic

It is highly recommended that you should avoid purchasing your new vehicle during this Covid19 pandemic situation. Unless it is life saving vehicle, there is no reason to buy carat this moment. Here are the reasons to justify the remark.

Your car exteriors or interiors might be having traces of Virus

There are researches for the mortality of the virus on various surfaces and materials. WHO has also confirmed that coronavirus can survive on non living materials for days. So, if the car you purchase got some virus traces, it can infect you. The car cleaner, the showroom driver, the delivery guy or even any of the staff can serve as a career. So, it is senseless to take risks in this situation.

Possible recession in few days & you should save money

The time is Really critical and you should not ignore this fact. None of the business is happening freely now and there are shutdowns, reduction in production to survive the coronavirus situation. There are job cuts already and it is quiet obvious that even more jobs will be cut in coming time. So, you can save money and secure your future.

Coming discounts in near future

Auto makers have piled up their stock, which they need to sell. They are lacking customers and will offer discounts soon. So, in case you are planning to take risks of visiting the car showroom, you should wait for few days. It is highly possible that the car makers will be getting some huge discounts to clear off their inventory.

Conclusion

Purchasing a new car is not recommended during the Coronavirus Pandemic situation. If you are proceeding with the car purchase, you are actually risking not only your life but also the life of your family members.

In future, when the coronavirus time will be over, you can use our free tools to plan purchase of your new car.

Bank of America Auto Loan Deferment | Steps & other important details

Bank of America Auto Loan Deferment

Bank of America is now letting the customers to defer the auto loan payments because of the financial crisis. All those users who are not able to manage for the loan installments can take the advantage. This article will hep you to follow the steps to defer your EMI and pay it later.

Bank of America Auto Loan Deferment
Bank of America Auto Loan Deferment

Bank of America Auto Loan Deferment

With the Bank of America Auto loan deferment program, the customers can opt to postpone their loan payments. Government & management understand the situation and hence they are giving the privilege.

Steps to Defer Auto Loan payments :

  1. Click here to visit the special official website for Auto loan deferment.
  2. Now click on the “ Request Payment Deferral”.
  3. On the new web page, enter your “Online ID” & “passcode”.
  4. Now fill the basic details and proceed to submit the request.
  5. That’s it.

FAQs

Modes available to defer the payments

  1. Online request.
  2. Telephone Call.

How much months can one defer up the payment for ?

The privilege is there for 30, 60 or 90 days, depending on the bank. This time will vary from customer to customer. You can call up and discuss for user specific detail.

Important

In case you have any query or concern, you may get in touch with the support team. It is important to note that you should never share your password with any support team.

Also Read : How loan provides may charge you more. Read this to save your money.

Disclaimer : This article is intended to guide the audience to safely browse the Internet. This is not official website of Bank of America.

What is the US Bank Auto Loan Phone number (Contact Details)

Us bank Auto loan phone number

US Bank offers facility of calling the central line and let’s you avail the facilities. You can call up on their 24 hrs free phone Number and avail the free facilities. The telephone lines are open all days a week. Users can access the specific information very easily.

Us bank Auto loan phone number
Us bank Auto loan phone number

Let’s now see how to get the access to the telephone portal of US bank.

Us Bank Auto Loan Phone Number

855-438-5745 (Available -24/7. 7 days a week)

You can connect on this telephone number and get details of anything related to your car loan with US bank.

in case you are unable to visit the branch physically, then this number will be very useful for you.

Important

if you get a busy tone on the banks number you can you can put a voicemail and they will call you back. Still if you are unable to reach them just try to give a call once again in case still the numbers and reachable give me a drop an email or raise a support ticket for the same

Suggested Read : use this tool to plan your next car.

Canada specific car loan calculator that will let you plan finances in a better way

Car Loan Calculator Canada

Canada Car Loan Calculator will take your Online inputs and will do the real time calculations to give you every basic detail of your Auto loan. When you look for the different money lenders in the market, you get different plans where they offer you different Rate of interest on your fixed principal amount and time duration. No matter which company you are opting for your auto loan, this tool will work with all.

Car Loan Calculator Canada
Auto Loan Calculator Canada

Different companies will offer you a different scheme. Here with this free Auto Loan Calculator by Bankrate, you will be able to analyse and compare which money lender is helpful for you.

Car Loan Calculator Canada

Here is a special Car Loan Calculator for the Canada users. Our Auto Loan Calculator will let you calculate EMI amount, applicable interest and the monthly segregation of your complete loan tenure. Enter inputs and you can check output for different money lenders. Compare them and you will be able to make out that which is better for you and then you may proceed accordingly.

Benefits of Canada Auto loan Calculator

  1. The tool is 100 % Free to use .
  2. It works for the guest users as well. Now it means that you do not have to sign up or share email id to access its features.
  3. It is Completely reliable and accurate.
  4. Loan Calculator is super fast and calculates real time data in fractions of seconds.
  5. Compatible with all loan plans.

Important

If you are looking for any specific calculation, just let us know. We will make it for you and that too without any charge. So, if you can not find a calculator here which solves your purpose, just let us know below in comments section. You may reach us at our contact page as well and submit your request there.

Progressiveagent Bill pay | Details about progressiveagent.com – online portal for quick features

progressiveagent

The Progressiveagent.com or the progressive agent portal lets users to sign in and access the online services like bill payment , new applications, etc online. After you login, you can contact the personal agent or enjoy other features easily.

progressiveagent
progressiveagent

ProgressiveAgent

ProgressiveAgent is a platform where the customers can get the agents of various insurance companies and give personalised suggestions to the customers. They have a huge network of insurance agents and you can search them near to your location as well.

Let us now see details of the platform

ProgressiveAgent Bill Pay

Steps to Login and make ProgessiveAgent Bill Payments

  1. Login to the Progressiveagent.com payment online account,
  2. Now go to the “Payments” section located at navigation bar at the top of the page.
  3. Click on the “Payments” section to view your billing details. There is a “Payment Summary” indicator which reveals whether or not you have an outstanding premium payment. 
  4. Your method of making premium payments can be modified online.
  5. You can decide to make one-off premium payments or chose to use the Autopay premium payment option to automatically schedule premium payments.

List of items what ProgressiveAgent Insure

  1. Auto
  2. Commercial
  3. Homeowners / Renters
  4. Motorcycle
  5. Boat
  6. Motorhome

Conclusion

Progressiveagent is safe portal to use. The website is SSL secure and sends the encrypted user name and passwords. So, users have a peace of mind while browsing through the internet. If you have any specific question, you can connect with the customer care. They will respond with the solution.

Disclaimer : We are not officially associated with the Progressiveagent in any way. The intention of this article is to give users a safer option to browse through internet.

If you have any specific question or suggestion for our website, you may drop down below in comments section. You can subscribe to our notifications to stay updated with latest tips.

Suggested Read : Keep yourself safe from this trick of bank manipulations.

www.geico.com login | Sign in & manage GIECO online portal

www geico com login GEICO Login

GEICO or the Government Employees insurance company is Maryland based company which provides online portal @www.geico.com. Users can go to the official website, sign in with the user credentials and manage the services on the portal itself.

www geico com login GEICO Login
www geico com signin

GEICO Login

GEICO portal is available 24/7 and is free to use. The portal works differently for every user where one can access the user specific account with user specific unique login credentials.

Steps to Login

  1. Click here to visit the official geico portal.
  2. Enter your user name and password.
  3. Click Sign in to proceed.
  4. That is it. You can access the free services now.

Conclusion

GEICO has a huge trust of the customers. There is no reason to ignore the portal. You can enjoy every feature with ease and comfort. The portal is safe and secure. If you have any specific question or concern, you may reach out to the customer support anytime.

Please let us know in case you have any specific query. Drop down below in comments with the details.

Also Check : Car Loan payment calculator with interest.